Our Personal Service Is Your Competitive Edge. Insurance is a business of risk. And when you have to tackle it on a daily basis, it's nice to know you don't have to go it alone. You have a strong partner who takes your business as personally as you do. You have Joline Associates...Your Brokerage Source With Ideas

OUR GOAL is to provide such exceptional service, support, product and communication that you, once you have worked with us, will come back again and again.

• INTEGRITY is the core of our business philosophy-and it has motivated us to be the best, rather than the biggest. We are small enough to value you as a producer and as a friend, yet large enough to offer a full spectrum of brokerage product alternatives, underwriting and marketing support.
• WE DELIVER SERVICE in every transaction. Insurance is a people business-helping people protect their lives, health and financial well being. Joline Associates believes it only appropriate that you have personal, one-on-one assistance in developing and presenting your cases. We provide individualized services that range from advanced underwriting to case management with 24-hour turnaround service. We use technology such as imaging, carrier underwriting downloads and fully secure and linked computerized case administration to provide timely response and positive outcomes, not to replace our communications with you.
• A SPECTRUM OF ALTERNATIVES. Since your clients have complex financial needs, we provide you the resources to help meet them:
  • Products from leading insurance carriers offering competitive term, universal life, variable life, whole life, survivorship, immediate annuities, deferred annuities, and long term care. We provide same day illustrations and term spreadsheet comparisons.
  • Support for impaired and unusual risks, split dollar, deferred compensation, estate planning and special needs cases. We work closely with our producers to discuss their clients' needs -- not just product. We offer field assistance and toll-free phone quotes for even your toughest cases.
  • Carriers that reflect the integrity of Joline Associates. Top rated companies that allow you to offer a powerful mix of product, underwriting and long term financial credibility. Through us, we offer you direct access to over 25 top rated companies.
  • Law Firm on Retainer specializing in estate, personal and business planning.
    Attorneys are available for immediate consultation with you and/or your client's professional advisors on any proposed or active cases with Joline Associates.
  • Education is crucial. Given that, we continually sponsor educational seminars designed to communicate the latest in planning, tax law and marketing concepts and ideas.
• LEADERSHIP is important to any organization, and at Joline Associates it is visible and integral. Pat Joline, CLU, ChFC sets the tone for your cases to be handled in a quiet, professional manner where your individual needs and methods of doing business are respected. Unlike the majority of other brokerage firms, Pat is actively involved in your cases, from case design to case placement, and is always available to speak with you.
  • Pat Joline, CLU, ChFC
    has been a leader in the independent brokerage marketplace since 1982. Prior to that, she was in personal production and was in the advanced marketing department of a large mutual company. She holds a bachelor's degree from Bucknell University and a master's from The George Washington University. Pat is a Past Chairman of the National Association of Independent Life Brokerage Agencies (NAILBA), and is the recipient of NAILBA's 2001 Mooer's Award, which is the brokerage industry's highest award for excellence. Pat has been an outspoken and positive proponent of the life insurance industry, and has often been published in leading trade newspapers and journals.

  Pat Joline and Joline Associates is a member of The Marketing Alliance.